Bangor, Maine

Your federal service deserves more than a one-size-fits-all approach to benefits and financial security.

We help federal employees, their families, and survivors navigate the complexity of federal benefits — from FERS and CSRS to FEHB, life insurance, and survivor annuities — with clarity and confidence.

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Trusted guidance for

FECA Claims · Retirement Planning · Survivor Benefits

Professional office setting representing federal employee benefits consultation

20+ Years serving federal employees across Maine

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Services

Specialized support for every stage of your federal career

From enrollment decisions to retirement transitions, we provide the expertise that helps you make informed choices about your most important benefits.

Retirement Planning

Understand your options under FERS, CSRS, or early retirement. We walk through annuity calculations, TSP optimization, and the long-term impact of your decisions.

Survivor & Dependent Benefits

Protect your family's financial future with proper beneficiary designations, survivor annuity elections, and FEGLI coverage tailored to your circumstances.

Health Insurance (FEHB)

Navigate the federal benefits open season with confidence. We help you compare plans, understand coverage gaps, and select the right health insurance for your needs.

Workers' Compensation (FECA)

Injured on the job? We assist with FECA claims, appeals, and ongoing case management to ensure you receive the benefits you're entitled to.

Financial Guidance

Personalized financial planning that accounts for your federal pension, TSP, and other retirement assets — helping you build a sustainable post-career income strategy.

Claims & Appeals

Denied or underpaid benefits? We handle the paperwork, deadlines, and appeals process so you can focus on what matters — your health and your family.

About Us

Dedicated to the men and women who serve

Federal Employee Benefits was founded with a simple conviction: the federal workforce deserves advocates who truly understand the unique landscape of federal employment — the rules, the deadlines, and the nuances that make or break your benefits package.

Based in Bangor, Maine, we serve federal employees across the state and beyond. Our approach is straightforward — we listen first, then provide clear, honest guidance that puts your interests ahead of complexity and confusion.

Integrity Every recommendation is grounded in your best interest, not our commission.

Clarity Federal jargon shouldn't be your barrier — we translate it into plain language.

Continuity We're here for every stage — enrollment, career changes, retirement, and beyond.

Professional office space in downtown Bangor, Maine

Federal building exterior representing government employment

108 State Street
Bangor, ME 04401

How It Works

A straightforward path from confusion to confidence

Initial Consultation

We begin with a complimentary conversation to understand your situation — your current benefits, your goals, and any concerns you may have. No pressure, no obligation.

Benefits Review

We conduct a thorough review of your federal benefits portfolio — retirement, health insurance, life insurance, and any pending claims — identifying gaps and opportunities.

Personalized Strategy

Armed with a clear picture, we develop a tailored strategy that aligns with your career timeline, family needs, and financial objectives.

Ongoing Support

We don't disappear after enrollment. Whether you're navigating a life change, a claim issue, or retirement planning, we're your ongoing resource.

Contact

Let's start a conversation

Whether you're enrolled in federal benefits and want a second opinion, or you're just beginning to explore your options, we're here to help.

Office 108 State St
Bangor, ME 04401

Phone (207) 991-4727

Email glenn_kennedy@us.aflac.com

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